Reimagining India’s corporate banking systems with TransBnk

In the past decade, India’s banking landscape has significantly evolved, underpinned by policy reforms, innovation, and a strong push for financial inclusion. The most significant shift has been digital: monthly transactions via the United Payments Interface (UPI), which enables digital transactions, grew to over $285B as of July 2025. This has catalyzed solutions in the retail banking space, which have made consumer-facing transactions increasingly seamless and efficient, such as user-friendly apps and systems for underwriting, loan origination, loan management, customer support, and cross-selling systems. 

Corporate banking, however, has been slower to innovate alongside retail banking in this shift. There’s a sizable gap between how corporates and lenders manage their digital banking operations, especially when it comes to navigating a fragmented ecosystem of accounts, interfaces, and manual processes. While retail users enjoy seamless, mobile-first banking journeys, corporate customers often rely on spreadsheets, Relationship Manager (RM) calls, and different dashboards just to get basic tasks done. This is the gap TransBnk aims to bridge by embedding itself directly into the core infrastructure of banks, enabling companies to review, transact, and reconcile across different banking relationships in one unified, programmable interface.

Re-engineering transaction banking with TransBnk

TransBnk aims to capitalize on a larger industry trend: banks are moving away from monolithic, capex-heavy software stacks. Legacy providers are costly and can take years to implement, often delivering clunky and fragmented solutions. TransBnk’s API Developer Portal offers an opex-led, modular alternative, starting with payment and lending rails, with plans to evolve into a full customer engagement layer or even a next-gen core for corporate banking. The platform delivers modern infrastructure that is technical and complex, while demonstrating strong capital efficiency and profitability at an early stage. TransBnk is set to become an integral part of India’s corporate banking future. 

A critical factor in the team's early traction is the trust they’ve built with leading financial institutions and corporates from their compliance-first approach. The platform has been built from the ground up to meet the stringent requirements of regulated entities — both in terms of architecture and governance. This focus has enabled them to onboard multiple institutions as customers and position them well to scale within TransBnk's highly regulated ecosystem. 

Why we invested in TransBnk

What sets the team apart is their deep expertise in the field of corporate banking. Corporate and transaction banking are niche, highly relationship-driven spaces, from which founders Vaibhav Tambe (CEO), Lavin Kotian (CTO), Pulak Jain (CBO), and Sachin Gupta (CPO) bring over 30 years of collective experience. Our conviction to invest in TransBnk stems from our confidence in the founding team's unmatched background and vision. 

The founders have built a platform rooted in deep domain knowledge, designed for high-value, cross-sector use cases, and powered by a unique network monetization model. We’re proud to partner with the TranksBnk team and wish Sachin, Pulak, Lavin, and Vaibhav all the best in the journey ahead.